As the passing of the Patient Protection and Affordable Care Act (PPACA) of 2010 and the Enactment of a package of amendments through a separate bill, the Health Care and Education Affordability Reconciliation Act of 2010 comes to a close with the federal government, many US employers are addressing the significant strategic and tactical implications this comprehensive health care reform legislation will have on reward strategies and employee health plans for years to come. Health care reform has been strongly desired throughout the U.S. and now the legislation is expected to reduce the number of uninsured individuals by 32 million. Additionally, the legislation will bring more individuals into the health care pool through mandated coverage provisions (which will transfer a cost shift from the uninsured population to the insured), and increase preventative health care measures and is expected to fund national wellness initiatives. Creating wellness cultures has been a growing trend by many organizations over the years, and this provision will enhance those businesses efforts.  Along with many complex mandates, the legislation will have broad impact for employers and employees over time.  The financial impact may have significant, hidden consequences when the effects of the new laws become implemented in the coming years.  However, employers are working diligently to address concerns over a number of items including: a “Cadillac” tax on certain robust group plans, penalties for not offering coverage and changes in how fully insured plans are rated and much more.

Although, there are still plenty of questions and concerns around health care reform laws and its’ impact both in the short and long-terms, one thing that remains clear is that the most significant impact we can make on the cost of health care is how each one of us as American citizens takes ownership for our wellness goals, at home and at work. Taking responsibility of our health by taking better care of ourselves, becoming more pro-active and participating in wellness initiatives in the workplace is a positive step forward toward making real healthcare change happen. Inspire others by making a real commitment to making wellness at work, work.